/* Final Expense page */
.svc-hero .sub {
    color: var(--text);
    opacity: .85;
    margin-top: -6px;
}

.svc-wrap {
    display: grid;
    grid-template-columns: 1.05fr 1fr;
    gap: 18px;
    padding: 24px 0 60px;
}

.svc-left,
.svc-right {
    min-width: 0;
}

/* Left hero tile */
.hero-tile {
    position: relative;
    overflow: hidden;
    border-radius: 14px;
    border: 1px solid var(--border);
    box-shadow: var(--shadow);
    transform: translateY(12px);
    opacity: 0;
}

.hero-tile.in {
    transform: translateY(0);
    opacity: 1;
    transition: all .35s ease;
}

.hero-tile img {
    width: 100%;
    height: auto;
    object-fit: contain;
    display: block;
}

.hero-tile .hero-copy {
    padding: 14px;
    background: #fff;
}

/* Key takeaways */
.kv {
    margin-top: 18px;
    transform: translateY(12px);
    opacity: 0;
}

.kv.in {
    transform: translateY(0);
    opacity: 1;
    transition: all .35s ease;
}

.kv-list {
    margin: 8px 0 0 18px;
}

.kv-list li {
    margin: 6px 0;
}

/* Why section */
.why {
    margin-top: 24px;
    transform: translateY(12px);
    opacity: 0;
}

.why.in {
    transform: translateY(0);
    opacity: 1;
    transition: all .35s ease;
}

.pillcard {
    background: #fff;
    border: 1px solid var(--border);
    border-radius: 12px;
    padding: 14px;
    box-shadow: var(--shadow);
}

.pillcard span {
    font-size: 22px;
    margin-right: 6px;
}

/* Right sticky form */
.sticky-card {
    position: sticky;
    top: 90px;
    background: #fff;
    border: 1px solid var(--border);
    border-radius: 14px;
    padding: 20px;
    box-shadow: var(--shadow);
}

.sticky-card .muted {
    color: var(--text);
    opacity: .8;
    margin-top: -6px;
    margin-bottom: 10px;
}

.form--elevated .form__row {
    margin-bottom: 12px;
}

.form--elevated label {
    display: grid;
    gap: 6px;
    font-weight: 700;
    color: var(--primary);
}

.form--elevated input,
.form--elevated textarea,
.form--elevated select {
    border: 1px solid var(--border);
    border-radius: 10px;
    padding: 12px 14px;
    outline: none;
    transition: var(--transition);
    background: #fff;
}

.form--elevated select {
    appearance: none;
    background-image:
        linear-gradient(45deg, transparent 50%, #999 50%),
        linear-gradient(135deg, #999 50%, transparent 50%);
    background-position:
        calc(100% - 18px) calc(1em + 2px),
        calc(100% - 13px) calc(1em + 2px);
    background-size: 5px 5px, 5px 5px;
    background-repeat: no-repeat;
}

.form--elevated input:focus,
.form--elevated textarea:focus,
.form--elevated select:focus {
    border-color: var(--accent);
    box-shadow: 0 0 0 3px rgba(236, 120, 52, .12);
}

.check {
    display: inline-block !important;
    gap: 10px;
    align-items: start;
    margin: 6px 0 10px;
}

.check input {
    width: 16px;
    height: 16px;
    margin-right: 5px;
}

.check span {
    font-weight: 500;
    color: var(--text);
    opacity: .8;
}

.form__msg {
    margin-top: 10px;
    font-weight: 700;
}

.form__msg.success {
    color: #0a8f3c;
}

.form__msg.error {
    color: #e26666;
}

.field-error {
    color: #e26666;
    font-size: 12px;
    margin-top: 4px;
}

/* Field error states */
.form input.error,
.form select.error,
.form textarea.error {
    border-color: #e26666 !important;
    box-shadow: 0 0 0 3px rgba(226, 102, 102, .15) !important;
}

/* Responsive */
@media (max-width: 992px) {
    .svc-wrap {
        grid-template-columns: 1fr;
    }

    .sticky-card {
        top: 20px;
    }
}