Q & A

• People age 65 or older
• People under 65 with qualifying disabilities
• All ages with End-Stage Renal Disease (dialysis/transplant)

Original Medicare generally doesn’t include dental/dentures, cosmetic surgery, hearing aids, or routine vision for eyeglasses. Some Medicare Advantage plans may include extras.

Part B includes an Annual Wellness Visit and a one-time “Welcome to Medicare” visit within 12 months of Part B enrollment. Confirm new doctors accept Medicare to avoid surprise bills.

U.S. residents without other qualifying coverage (like Medicare). Income may qualify you for tax credits and cost-sharing reductions.

A small whole-life policy to help cover funeral/burial and related bills. Often simplified issue (no exam) with quick decisions.

Term covers a period (e.g., 10–30y) at lower cost; Whole is lifelong with cash value and higher premiums. We’ll tailor the pick to your goals.

• Share basics (age, location, health, goals)
• We compare top carriers & plans
• You review options; we fine-tune
• Apply digitally—support at every step